The difference between an investment project and a business plan.

The planning of economic activities gives effect only when various aspects that may affect the result are taken into account. Drawing up investment projects and business plans has many common features, but the concepts themselves differ significantly from each other. What is the difference and how important is it for entrepreneurs and managers?

Definition

Investment project - a document substantiating the volume and direction of investments for the implementation of commercial, industrial, economic and socially significant tasks. It contains the estimated schedule for obtaining financial assistance, a justification for future costs and serves to attract borrowed funds.

Business plan - a program of functioning and activities of a working or new project, which prescribes the mission, goals and objectives of the organization, identifies the available resources, performers, key areas of work. The most important task of such a document is planning and forecasting processes for a certain period of time.

Comparison

Thus, a business plan is an analysis of the processes necessary to implement the business objectives of an enterprise. It can be drawn up both for your own funds and for attracting loans. A business plan is used to implement commercial projects aimed at making a profit. The degree of its detailing, as a rule, is not high, and the indicated dates may change.

An investment project is a kind of a schedule for attracting borrowed funds, necessary in order to reach mutual understanding with an investor. He is characterized by a high degree of detail, a full justification of the forthcoming expenses, their exhaustive number. At the same time, an investment project can be developed not only for commercial, but also socially significant tasks that do not imply a return on investment.

Conclusions TheDifference.ru

  1. Field of activity. Business plans are created for the implementation of commercial goals, investment projects - for the implementation of social objectives.
  2. Volume. A business plan is a small but capacious document, while an investment project is a complete justification and cost forecasting.
  3. Level of detail. The business plan presents the general structure of the planned activity, in the investment project - the directions of costs with a detailed explanation and justification.
  4. The purpose of the training. The business plan is drawn up for the successful operation of the enterprise, the investment project is primarily for attracting borrowed funds.
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