The difference between a financier and an economist.

Competent work with money a priori should bring good income. Thin knowledge of the market and understanding of its laws, trends, secrets turns financiers and economists into a kind of flagship of the era. These specialists not only earn good money, they can influence all spheres of society. What is the difference between professions and which one is more profitable?


Financier - a certified specialist who is responsible at the company for the competent conduct of financial transactions, the optimal distribution of cash flows and investment of working capital. The same concept is called a person who carries out "clean" trade, that is, professional management of own or attracted capital.

Economist - a specialist in the theory and practice of planning, research, management of economic activities. His responsibilities include the economic analysis of the organization's performance, budgeting, and maximizing the efficiency of the company. The economist works with data collected by other specialists, and his duties include exclusively processing the information received.


Thus, these professions are related to work with money. However, the financier analyzes and directs capital to a greater extent, deals with budgeting, and invests assets profitably. The economist analyzes the information collected by the accountant, gives specific advice on how to improve labor efficiency, get rid of unprofitable activities.

Thus, the financier is a practitioner who must find specific ways to increase capital. The higher the return on investment, the more efficient its work. An economist, even one who works in an enterprise, is more of a theoretician. It is more difficult to assess the effectiveness of his work, since a lot depends on the performers who implement the tasks brought to them.


  1. Field of activity. The economist analyzes the data of the economic activity of the enterprise, the financier looks for ways to successfully invest money and manages the flow of funds.
  2. Terms of reference. The economist is responsible for budgeting, cost planning, control over the effective implementation of the communicated requirements. The financier distributes cash flows, invests money, increases the competitiveness of the goods sold.
  3. Assessment of labor efficiency. Competent work of an economist is noticeable only in the long term by a qualitative method. The work of a financier can be assessed based on quantitative indicators for any period of time.